Many people don’t claim the benefits that they are entitled to because they don’t understand which benefits they can apply for and are fearful of claiming something they shouldn’t.
It’s important to make sure that you get all the help that you’re entitled to.
This page gives you information on benefits and tax credits if you are working or unemployed, sick or disabled, a parent, a young person or an older person. There is also information about council tax and housing costs.
There is currently a BENEFIT CAP applied by the government which restricts how much a household can claim in benefits. From 7th November 2016 the government will be restricting these amounts to £384.62 per week for lone parents and couples; and £257.69 per week for single people.
There have been a number of changes in the benefit system over the last few years, it is important that you get the right information from the right people. See trusted links below:
There is a limit on the total amount of benefit that most people aged 16 to 64 can get. This is called the benefit cap.
Which benefits are included in the cap?
Bereavement Allowance, Child Benefit, Child Tax Credit, ESA, Housing Benefit, Income Support, JSA, Maternity Allowance, Widowed Parents Allowance and Universal Credit.
Which benefits aren’t included?
Council Tax Reduction Scheme, Discretionary Housing Payments, Statutory Sick Pay, Maternity Pay and Paternity/Adoption pay.
Who is excluded from the cap?
- Claimant or partner is Pension Credit age
- Claimant or partner entitled to Working Tax Credit (even if nil award due to income)
- Claimant or partner on Universal Credit and earning £430 or more net pcm
- Claimant or partner in support group of Employment Support Allowance
- Claimant or partner claims Carers Allowance
- Adult or dependent child on Disability Living Allowance or Personal Independence Payment
- Claimant or partner on an Industial Injuries Benefit
If capped and on Housing Benefit?
The cap is imposed by reducing the Housing Benefit award (down to 50p per week minimum). This would mean that the claimant would have to pay their rent from their other benefit income.
If capped and on Universal Credit?
The cap reduces the whole award, so in theory someone could lose all of their rent element and other benefits could also be reduced.
Use this link to see if you are affected by the Benefit Cap.